No upfront fees: we hate fees as much as you do. That’s why with Hugo, if fees occur we let you pay them over time. You’ll never be hit with an upfront fee.

Never spend more than what’s in your account. If you can’t make a payment, we understand; you can request to cancel your policy. When you can afford to drive again, reload your account and restart coverage.

If your account is empty, and you can’t refill right away, we’ll keep you covered and give you a few extra days to pay

No more checks in the mail or bank transfer delays. When a claim is settled you’ll get paid that same day.