Hugo. Text drive.
Get in. Get going.

The better way to pay for car insurance.

See How it Works

You’re in control

It’s car insurance, pay-as-you-go. Text to turn your insurance on before you drive, and off when you arrive. So you only pay when you drive.

Free from monthly bills

Tired of choosing between driving legally and paying another bill? Hugo has no monthly bills or fees, so it’s always affordable.

Msg & Data Rates may apply

Give Hugo a try for just $7

With $7, you can give Hugo a try today! If you don’t like it, get your remaining money back.

No set up fees, no agents, no credit checks, and no hidden costs. And absolutely no obligations.

Msg & Data Rates may apply

See How it Works

  1. Get a quote online in less than 5 minutes

    We accept almost any adult driver and driving record

  2. Load at least $7 to your Hugo account

    We accept prepaid and debit cards; get back any money you don’t spend in 3-5 business days

  3. Text drive to turn your insurance on. Get in your car and get going!

    Your insurance policy is right there on your phone

  4. Text done to turn your insurance off when you arrive. That’s it!

    So you never pay for your car while it’s sitting in the driveway

Coverage for less than a cup of coffee

With Hugo, you pay around $1.50 for a 30-minute trip, so you can drive with peace of mind for less than the price of a coffee!

Coverage for almost every driver

If you’re over 18 and in CA, we should be able to cover you. We even offer free SR-22s! Even if insurance was once out of reach, with Hugo it’s now in budget - one trip at a time.

Made for California drivers

Hugo provides a 15/30/5 liability policy, the insurance that’s required by California law and that meets DMV standards.

Securely sign up online in under 5 minutes

Try it now for just $7. No fees or hidden costs. No obligations. Just a simple policy, available in under 5 minutes.

Msg & Data Rates may apply

Give Hugo a test drive today.

Answer 5 questions to get your Hugo pay when you drive price. We don’t need your email or phone number to give you a great quote.

Check my price

No credit checks and no nonsense.

Made for CA drivers