Prepaid car insurance.
Pay on your schedule. Pause anytime.

See How it Works

Member benefit

Convenient payments on your schedule

Buy days, weeks, or months of insurance anytime - from your phone!

Member benefit

Press pause to start saving

Car in the shop? Send a text message to pause your coverage and save money.

Msg & Data Rates may apply

Member benefit

No money down, more money in your wallet

No hidden fees or downpayments, so you keep more money in your wallet.

Member benefit

No late payment fees. We look after you

Waiting on a paycheck? You can pay us up to 10 days late, no problem.

Msg & Data Rates may apply

Made for California

Our 15/30/5 liability policy meets all CA legal and DMV requirements.

Flat rate. No tricks, no bills, no downpayments

No hidden fees or tricky downpayments - so you can rest easy.

What are you waiting for?

Answer a few questions to get your Hugo price in under 5 minutes. We don’t need your email or phone number to give you a great quote.

Check my price

No credit checks and no nonsense.

Hugo Insurance