Meet Hugo.
Insurance for $7.

Modern liability insurance - no fees. Free SR-22

See How it Works

High Tech, Low Payments

Buy what you need, and pay as you go. Keep more money in your pocket, thanks to our technology!

Drive Less, Pay Less

Turn your insurance ON or OFF by text message. Pay when you drive, and save when you don’t!

Msg & Data Rates may apply

Give Hugo a try for just $7

With $7, you can give Hugo a try today! If you don’t like it, get your remaining money back.

No set up fees, no agents, no credit checks, and no hidden costs. And absolutely no obligations.

Msg & Data Rates may apply

See How it Works

  1. Get a quote online in less than 5 minutes

    We accept almost any adult driver and driving record

  2. Load at least $7 to your Hugo account

    We accept prepaid and debit cards; get back any money you don’t spend in 3-5 business days

  3. Text drive to turn your insurance on. Get in your car and get going!

    Your insurance policy is right there on your phone

  4. Text done to turn your insurance off when you arrive. That’s it!

    So you never pay for your car while it’s sitting in the driveway

No Contract

Say goodbye to monthly bills. Pay as you go and refill your account anytime - just like a prepaid phone!

Coverage for almost every driver

If you’re over 18 and in CA, we should be able to cover you. We even offer free SR-22s! Even if insurance was once out of reach, with Hugo it’s now in budget - one trip at a time.

Made for California drivers

Hugo provides a 15/30/5 liability policy, the insurance that’s required by California law and that meets DMV standards.

Securely sign up online in under 5 minutes

Try it now for just $7. No fees or hidden costs. No obligations. Just a simple policy, available in under 5 minutes.

Msg & Data Rates may apply

Give Hugo a test drive today.

Answer a few questions to get your Hugo price in under 5 minutes. We don’t need your email or phone number to give you a great quote.

No credit checks and no nonsense.

Hugo Insurance